If you’re embarking on a Working Holiday in Canada, and are aged between 18 and 35, this is the insurance for you. IEC participants need to be covered for up to 2 years. Our ‘Great Stay’ Cover-More insurance policy includes overseas medical expense cover, travel expenses and full winter sports coverage.
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| International | Medical Only | This is a summary of the benefits provided only | |
|---|---|---|---|
| Single Trip | Single Trip | Please read this PDS carefully to understand what this policy covers. Importantly, please note the conditions, exclusions, limits and sub-limits apply. | |
| POLICY BENEFITS | Limit per adult | Limit per adult | Summary of the benefits |
| Overseas medical and dental | |||
| • Overseas medical expenses* (including emergency repatriation/evacuation) | $Unlimited | $Unlimited | Overseas hospital, medical, surgical, nursing and ambulance expenses if You suffer a Disabling Injury, Sickness or Disease. Major dental expenses only if You suffer an injury. |
| • Emergency dental expenses* | $2,000 | $2,000 | Emergency dental treatment overseas for the immediate relief of sudden and acute onset of pain to healthy, natural teeth following an infection or broken tooth. |
| • Ongoing overseas medical care* | $1,000 | $1,000 | For treatment by a qualified chiropractor, counsellor, psychologist, psychiatrist, psychotherapist or physiotherapist. |
| Additional expenses* | $Unlimited | - | Additional accommodation and transportation expenses as a result of certain events including sickness, natural disasters, loss of travel documents and strikes. |
| Amendment or cancellation* costs | $10,000 | - | If the Journey has to be rearranged or cancelled due to an unforeseeable circumstance outside Your control, e.g. illness, accident, extreme weather conditions, exam resit or retrenchment. |
| Luggage and travel documents* | Luggage item limits, see page 8. For loss, theft or damage in transit (from or to Australia) or on Side Trips. | ||
| • Luggage | $8,000 | - | |
| • Travel documents | $1,000 | - | |
| Delayed luggage allowance* | $1,100 | - | Cover for the cost of essential emergency purchases overseas if all Your luggage is delayed by a Transport Provider. Delays of over 24 hours – up to $375. Delays of over 72 hours – up to $750. |
| Money* | $100 | - | Cash which is lost or stolen from your person |
| Rental Car Insurance Excess* | $4,000 | - | Cover for the rental car insurance excess you become liable to pay as a result of damage to, or theft of, a Rental Car |
| Travel Delay* | $1,000 | - | Additional accommodation expenses if your scheduled transport is delayed over 6 hours |
| Hijacking* | $2,000 | - | $500 for each 24 hour period you are forcibly detained on a hijacked public transport vehicle |
| Hospital Incidentals* | $8,000 | - | Covers the cost of miscellaneous expenses incurred up to a given limit per night if you are hospitalised overseas for at least 48 hours |
| Loss of Income* | $10,000 | - | Benefit payable if, due to an injury sustained during your journey, you are unable to work on your return to Australia |
| Personal Liability* | $2,500,000 | $2,500,000 | Cover for legal liability if Your negligent act during the Journey causes bodily injury or damage to property of other persons |
~Medical and dental cover will not exceed 12 months from onset of the illness, conditions or injury.
*Limits, sub-limits, conditions and exclusions apply.
Find out what’s covered under this policy by downloading the PDS below:
Eligibility criteria and conditions apply. ^Great Stay Travel Insurance is only available to travellers between 18 and 35 years. Price shown is based on an International single trip plan medical only with ski/snow sports cover, for an 18-35 year olds, travelling to Canada for 24 months with a $250 excess. Limits, sub-limits, conditions and exclusions apply. *Medical cover will not exceed 12 months from the onset of the illness or injury. Limits, sub-limits, conditions and exclusions apply. An excess may apply.
. Refer to the Policy Wording pages 24-59. Insurance administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) on behalf of the product issuer, Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Any advice is general advice only. Please consider your financial situation, needs and objectives and read the Combined FSG/PDS available in store from Letz Travel before deciding to buy this insurance.
Limits, sub-limits, conditions and exclusions apply. For the TMDs for these products, visit covermore.com.au/tmd